Our team will conduct a detailed analysis focused on your financial situation, specific cash flow needs, and your unique risk tolerance.  This involves working with you to:

• Create a vision of your lifestyle needs during retirement
• Align your lifestyle vision with a realistic and detailed analysis of your portfolio’s cash generation capabilities, taking into account your risk level 
• Develop organic, thoughtful, and transparent retirement income and asset management strategies designed to help you prudently pursue your goals, generate incremental wealth, and mitigate risk to your assets
• Take taxes into consideration when conducting our analysis
• Establish a relationship with your family and beneficiaries, educating them on our process and investment philosophy, to create an ever-evolving plan that involves successive generations

Periodic Communication and Review With You

We will periodically review your performance, cash flow, and asset allocation with you to continue to align your portfolio’s capabilities with your lifestyle needs.  We can also consult with your estate attorney and CPA to help ensure your estate plan aligns with your desires regarding the structure of asset flows to heirs and any philanthropic desires you may have.

Asset allocation does not ensure a profit or protect against loss. 

Neither Stifel nor its financial advisors provide legal or tax advice.  You should consult with your legal and tax advisors regarding your particular situation.